As the Banks' wholesale loan origination department, we specialize in financing low cash flow apartment and commercial properties throughout the San Francisco Bay Area

Our non-traditional underwriting engine combines a personal cash flow underwriting with the rental income & expense analysis of traditional commercial property lenders. This dynamic approach results in more loan dollars for your clients, providing maximum leverage. This allows the borrower to use his/her cash for improving the property and/or repositioning it to increase the cash flow and the value of the asset. We can underwrite to break-even cash flows (1.00 : 1.00 DSCR).

We have the ability to customize loan solution to best fit your clients' needs, offering both 1st and 2nd loan combinations fo all commercial properties. We finance owner user properties. Call us with your loan scenario today!